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Frequently Asked Questions
- Ambulatory Patient Services
- Emergency Service
- Hospitalization
- Maternity and Newborn care
- Mental Health and Substance use Disorder Service (Including behavioral health treatment)
- Prescription Drugs
- Rehabilitative and Habilitative Services and Devices.
- Laboratories Services
- Preventative and Wellness Services and Chronic Diseases Management.
- Pediatric Services including Oral and Vision Care
Health Insurance is necessary for any individual because health insurance helps to cover any expense from medical care for you and your family. Most plans provide you a network of doctors, specialists, healthcare practitioners, and facilities to choose from. This network helps keep your costs lower. Health Insurance also gives you peace of mind, knowing that you have help if you need it. Having a healthcare plan encourages individuals to seek healthcare on a more constant basis, this helps with preventive care, most healthcare plans provide 100% coverage for preventive care. If you were to get sick or have an emergency a healthcare plan will help cover the cost of care, otherwise, you would be left on your own covering the high cost of healthcare.
Noncovered individuals are not as likely to get preventive care. Preventive care is a vital part of any individual’s health, with regular checkups an individual could prevent serious illness. Individuals could be held responsible for any medical costs if the individual happens to get sick or develop a chronic illness. Without health coverage, a serious accident or health issue that results in emergency care and/or an expensive treatment plan can result in poor credit or even bankruptcy.
If you are interested in a new plan or need to find a plan that fits your budget reach out to us today. With a team of licensed and experienced agents, we can help you and your family find the right healthcare plan. Send us an email at zohira@lapeira.com or call us today at 954-787-6601.